Land Loan FAQs, that is AgAmerica Lending, look for Answers by Topic

1. Where is AgAmerica found and where can you make loans?

AgAmerica has two headquarters positioned in Lakeland, Florida and Boise, Idaho. We have been a nationwide brand name and can provide over the usa.

2. What’s the easiest way to get hold of AgAmerica to speak about my economic objectives?

We’d like to speak, talk, e-mail, or meet with you face to face – whichever form is many comfortable for you personally. You are able to give us a call Monday-Friday 8am-5pm EST or content us at info@agamerica.com.

3. Can AgAmerica make use of foreign nationals on loan packages?

Unfortuitously perhaps not at the moment. AgAmerica services america and us residents or permanent resident aliens just.

Agricultural Loans and Farm Financing Products. 1. Just how long are your terms for funding land?

AgAmerica’s unique spectral range of land loan services and products have actually terms (lengths) including eighteen months to three decades. As the terms that are specific by item, it’s possible to have self- self- confidence that each and every loan package is custom-built with your client’s economic goals in your mind. Numerous factors influence the regards to your loan that is potential package first of all are your motivations and priorities. Our borrowers typically qualify for one or more of y our financing programs, while the services and products they choose are fundamentally their choices.

2. Can a loan is got by me making use of my land as security?

Absolutely. Quite often, your many valuable asset is ab muscles land your procedure sits in. Whether it’s been into the family members for generations or perhaps the start of the legacy your very own, land has reached one’s heart of everything it indicates to be always a farmer, rancher, or timberland owner. Moreover it represents a prime little bit of security once you submit an application for a land loan that is agricultural. To brush up on how best to use your home as collateral once you make an application for a land loan, click on this link.

If you’re currently an ag land owner, utilizing the equity you have in your land creates a chance to refinance short-term and intermediate financial obligation (like machinery financial obligation). In some instances, we’ve been in a position to reduce our consumers’ monthly interest payments by over 50%, saving them thousands every year.

3. Does AgAmerica provide loans for searching land?

We sure do. Whether you’re a hunter, hiker, angler, bird watcher, or conservationist, AgAmerica can fund your leisure land purchase with personalized 1. 5 years to 30-year terms to help you enjoy your searching home now, as well as years into the future. Find out more about our Recreational Land Loan program and review its parameters.

4. Are AgAmerica land loans for farmers just?

No. AgAmerica’s land loans are for anybody thinking about purchasing or refinance 25 or more acres of agricultural-zoned land. AgAmerica can fund farm that is agricultural ranch properties, citrus grove conversions, rural house estates, leisure land, as well as natural land parcels. Our land loans makes it possible to lessen your yearly payments, expand your operation, purchase more land, or get over a previous 12 months. Find out more about exactly how we’ve changed the means today’s ag land owners finance their dreams.

5. Just how do I begin funding land?

We like it when our clients result in the call that is first. You can contact us one of two ways when you’re ready to take that first step in applying for a land loan:

  1. Contact us Monday-Friday, 8am-5pm EST at 1.855.898.2265
  2. Fill in our loan request form that is simple right here.

Our land loan professionals will walk you through the method and talk about your economic goals and needs that are lending. Install & finish our Initial Land Loan Inquiry form – we’ll review it throughout the consultation call that is initial.

6. What type of loans can be obtained to get land?

We recognize that there isn’t any “one-size-fits-all” approach with regards to secure financing. That’s why we bespoke build land loan packages to assist you reach your goals that are financial. These packages consist of 10-year interest-only credit lines, 30-year term loans, and also bridge loans. Explore each of our land loan choices.

Land Loan needs and Lending Process. 1. What’s the most readily useful AgAmerica program in my situation?

It is possible to rely on a consultation that is thorough our loan officers that will evaluate your specific financial goals and build you a custom loan package to meet up with your preferences. We never just take a one-size-fits all approach. Plus there’s no price for a preliminary underwriting assessment that is in-house.

2. Can AgAmerica assist me through the documents process?

Definitely we are able to. Our product product sales and underwriting teams will be ready to assist and that can work alongside your CPA or monetary adviser to help this procedure.

3. Are AgAmerica land loans for farmers just?

No. AgAmerica’s land loans are for anybody thinking about purchasing or refinance 25 or maybe more acres of agricultural-zoned land. AgAmerica can fund farm that is agricultural ranch properties, citrus grove conversions, rural house estates, leisure land, and also raw land parcels. Our land loans makes it possible to lower your yearly payments, expand your procedure, purchase more land, or get over a year that is previous. Find out about exactly exactly how we’ve changed the method today’s ag land owners finance their hopes and dreams.

4. Are AgAmerica land loans for farmers only?

No. AgAmerica’s land loans are for anybody thinking about purchasing or refinance 25 or maybe more acres of agricultural-zoned land. AgAmerica can finance agricultural farm and ranch properties, citrus grove conversions, rural house estates, leisure land, as well as natural land parcels. Our land loans will allow you to lower your annual re re payments, expand your operation, buy more land, or recover from a previous 12 months. Find out more about just how we’ve changed the real way today’s ag land owners finance their dreams.

5. Would you have minimal credit history requirement?

Yes, AgAmerica’s minimum credit score is 680, nonetheless exceptions might be made on a case-by-case foundation. Provide us with a we’ll and call talk you through our loan program parameters.

6. Does AgAmerica provide 100% financing?

No, similar to other loan providers AgAmerica will not provide 100% funding. On a very first mortgage, we provide as much as 75% on the monthly installment loans basis of the value of one’s security property.

7. Just how do I be eligible for a farm loan?

You will find four qualifications you have to satisfy to qualify for a land loan with AgAmerica.

After being verified as that loan candidate, you’re ready to schedule a session with your land loan experts. Browse our Loan Eligibility Verification web web page to begin with.

Make an ACH Payment on a Farm Loan. 1. Just how do I enlist and so I don’t need certainly to keep re-entering my bank information for future re re payments?

A One-Time Payment as a Guest”, the confirmation page will list three options after submitting your payment following the steps for“Make. It is possible to register With your information that is current to Residence, or Logout. Click “Enroll With Your present Information” to continue with enrolling and making a login.

2. I didn’t have the Activation email when I enrolled.

Please look at your “spam” or “junk” mail. In the event that e-mail still may not be found, we shall send you another activation e-mail. Please contact servicing by e-mail or phone for support.

3. We enrolled I am not able to log in after I made my payment, but.

Look at your e-mail after your payment that is first and in the “Activate your bank Account” link. You shall have to stimulate your Account so that you can sign in.

4. The “Activate your bank Account” link not any longer works in my own email.

The hyperlink has expired. Please contact AgAmerica Servicing by e-mail or phone and we’ll send you a new activation e-mail.

5. I’m locked away from my Login account.

Please contact AgAmerica Servicing by phone or email.

6. Just how do I arranged Auto-Pay?

When you enroll as a person, you will have the choice to create Auto-Pay. The Auto-Pay choice is on the webpage into the line regarding the right-hand part of this display. The Auto-Pay choice will never be visible unless you have actually developed a free account and logged back.

9. Just just What do i actually do if we forgot my password?

Make use of the “Forgot your Login ID? ” link in the Login website and also you shall be emailed these details. You may additionally e-mail Servicing@AgAmerica.com or phone

10. I make the payment for each loan if I have more than one loan number how do?

It really is chosen for a Log in and Password become established for every single loan number. Nevertheless, you might combine each loan payment under one join however a remark needs to be manufactured in the Payment guidelines field as to exactly how the funds must certanly be distributed to every loan quantity.

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