<strong>Interest levels</strong> for Unsecured Loan

a personal bank loan from Axis Bank means that you do not need to get right back regarding the objectives which you have actually set yourself, be it the most wonderful wedding for the youngster, the whole renovation of your property or even a fun-filled getaway for your family members. Avail a personal bank loan beginning with Rs. 50,000 as much as Rs. 15,00,000 with just minimal paperwork and appealing interest levels. Here you will find the interest rates for unsecured loans with tenures as high as 3 years.

Fixed Rate Loan 1 Yr MCLR Spread over 1 MCLR Effective ROI Reset
Unsecured Loan 8.10 12 months% 3.90%-15.90% 12%-24% No Reset

Personal Bank Loan Charges

Seeking a Personal Loan on line? Axis Bank provides the many interest that is attractive and fees on signature loans. Refer the table below to understand more.

Schedule of costs**

Repayment instruction / tool return charges Rs.500/- per example of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per instance + GST as relevant
Penal Interest @ 24% per year in other words. 2% each month regarding the overdue installment.
Duplicate statement issuance charges Rs.250/- per instance per set + GST as relevant.
Duplicate Amortization schedule issuance fees Rs.250/- per instance per set + GST as relevant.
Re-Issuance of photocopy of loan agreement/documents Rs.250/- per instance per set + GST as applicable.
Credit Information Organizations (CICs) Report Issuance Costs Rs. 50/- per instance per set + GST as applicable.
Duplicate NOC Rs. 500/- per instance per set + GST as relevant.
Stamp Duty Charges Depending On State Stamp Act

**(Subject to alter according to Bank’s discernment from time and energy to time)
** Goods and Services taxation (GST) will likely be charged additional according to the relevant prices, on most of the charges and costs (anywhere GST does apply)

Interest price and schedule of costs for signature loans with tenure significantly more than 36 months

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interest rate 12% to 24per cent
Repayment instruction / tool return charges Rs.500/- per instance of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per example + GST as relevant
Penal Interest @ 24% per annum for example. 2% every month on the installment that is overdue.
Duplicate statement issuance charges Rs.250/- per instance per set + GST as relevant.
Duplicate Amortization schedule issuance charges Rs.250/- per instance per set + GST as applicable.
Re-Issuance of photocopy of loan agreement/documents Rs.250/- per instance per set + GST as relevant.
Credit Information Organizations (CICs) Report Issuance Fees Rs. 50/- per instance per set + GST as applicable.
Duplicate NOC Rs. 500/- per instance per set + GST as relevant.
Stamp Duty Charges According To State Stamp Act

**(Subject to alter according to Bank’s discernment from time for you to time)
** Goods and Services taxation (GST) may be charged additional according to the rates that are applicable on all of the charges and costs (wherever GST is relevant)
For further details, please Click on this link For rate of interest and routine of costs for unsecured loans with tenure significantly more than 36 months

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